Guiding you to financial freedom through real estate investing & ownership
In today’s real estate market, savvy sellers are rethinking their closing strategies. Rather than making multiple price cuts to attract buyers, they’re offering strategic incentives that make homeownership more affordable—without lowering their bottom line. In 2025, it’s not just about the listing price; it’s about making the numbers work for the buyer. Mortgage rates, upfront […]
When buying a home, your credit score plays a major role in determining your mortgage options, interest rates, and overall affordability. While a perfect credit score isn’t required to obtain a mortgage, having a good score can open doors to better financing opportunities and lower interest rates, ultimately saving you money in the long run. […]
Buying a home is one of the most significant financial commitments you’ll ever make, and preparing properly can make the process much smoother. Before you start browsing listings or picturing yourself in your dream home, it’s crucial to ensure you’re financially ready. Here are three essential steps to take before beginning your home-buying journey. Know […]
When it comes to selling a home, there are plenty of moving parts—pricing, staging, marketing, photography, and more. But before any of that happens, the first step we take isn’t what you might expect. No, we don’t start by taking photos.No, we don’t immediately set a price.No, we don’t rush to put up a sign […]
When it comes to buying a home, one of the first steps is getting pre-approved for a mortgage. This gives you a clear idea of what a lender is willing to offer you, but here’s something that may surprise you: the amount you’re pre-approved for isn’t necessarily the amount you should spend. Sure, a lender […]
Selling your home is a big decision, and having the right realtor by your side can make all the difference. But how do you know if your agent is the right fit for you and your property? Before you sign on the dotted line, make sure to ask your realtor these essential questions to set […]
Purchasing a home is a significant milestone in life, and for Georgia homeowners who bought their property in 2024, there’s an opportunity to save on property taxes through the Homestead Exemption. Let’s explore the reasons why filing for Homestead Exemption is beneficial and provide a step-by-step guide to help new homeowners in Georgia prepare and […]
When it comes to selling your home, it’s natural to want to maximize your profit. But there’s a common pitfall that can derail even the best intentions: overpricing. While it might seem like listing your home at a higher price gives you more negotiating room, the reality is often quite the opposite. Here’s why overpricing […]
Embarking on the journey to purchase your first home is exciting, but it’s essential to approach it with a clear mind and realistic expectations. At Sage & Cedar Real Estate, we believe that empowering first-time buyers with the right knowledge makes all the difference. Here are some important truths to keep in mind as you […]
When it comes to selling your home, there are many steps involved in ensuring a smooth and successful process. One option that often goes overlooked is a pre-listing home inspection. While it may seem like an optional step, it’s actually a proactive and strategic move that can give you an edge in the competitive real […]