Guiding you to financial freedom through real estate investing & ownership
Nothing’s more frustrating than watching your home sit on the market without selling—especially if your listing has officially expired. The good news? An expired listing isn’t the end of the road. In fact, it’s often the start of a smarter, more strategic second chapter. At Sage and Cedar Real Estate, we’ve helped countless sellers turn […]
If your home’s been sitting on the market longer than expected, you’re not alone—and it’s not a mystery. In today’s market, understanding the shift in buyer behavior and pricing trends is more important than ever. The average home is taking 10 days longer to sell than it did just a year ago. And the main […]
There’s no shortage of mortgage advice online—but before you fall down a rabbit hole of conflicting opinions and outdated calculators, it’s smart to go straight to the source: your lender. Whether you’re a first-time buyer or re-entering the market, the difference between working with an okay lender and a great one comes down to transparency. […]
Selling a home can be an exciting and profitable experience, but many homeowners worry about how much of their profit will be eaten up by taxes. With today’s rising home values, capital gains tax is a real concern for sellers looking to maximize their earnings. The good news? The IRS provides significant exemptions for homeowners, […]
Have you ever wondered why some homes linger on the market for months while others receive multiple offers in days? I’ve seen homes sit for a year, only to become another expired listing—until a strategic approach flips the script. The difference? It all comes down to three key factors: price positioning, property preparation, and marketing […]
In today’s real estate market, savvy sellers are rethinking their closing strategies. Rather than making multiple price cuts to attract buyers, they’re offering strategic incentives that make homeownership more affordable—without lowering their bottom line. In 2025, it’s not just about the listing price; it’s about making the numbers work for the buyer. Mortgage rates, upfront […]
When buying a home, your credit score plays a major role in determining your mortgage options, interest rates, and overall affordability. While a perfect credit score isn’t required to obtain a mortgage, having a good score can open doors to better financing opportunities and lower interest rates, ultimately saving you money in the long run. […]
Buying a home is one of the most significant financial commitments you’ll ever make, and preparing properly can make the process much smoother. Before you start browsing listings or picturing yourself in your dream home, it’s crucial to ensure you’re financially ready. Here are three essential steps to take before beginning your home-buying journey. Know […]
When it comes to selling a home, there are plenty of moving parts—pricing, staging, marketing, photography, and more. But before any of that happens, the first step we take isn’t what you might expect. No, we don’t start by taking photos.No, we don’t immediately set a price.No, we don’t rush to put up a sign […]
When it comes to buying a home, one of the first steps is getting pre-approved for a mortgage. This gives you a clear idea of what a lender is willing to offer you, but here’s something that may surprise you: the amount you’re pre-approved for isn’t necessarily the amount you should spend. Sure, a lender […]