howtobuyahome

  • Understanding Monthly Mortgage Payments

    When you’re considering purchasing a home, understanding the components of your monthly mortgage payment is essential. A mortgage payment isn’t just about repaying the borrowed amount; it also includes various other elements that influence the overall amount you pay each month. In this article, we’ll break down the key components of a monthly mortgage payment, […]

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  • Video Tour: 2806 Alston Drive Atlanta GA 30317

    Are you on the hunt for the perfect place to call home in the vibrant city of Atlanta, Georgia? Look no further! Today, we’re taking you on an exciting virtual journey to discover the hidden gem that is 2806 Alston Dr, nestled in the heart of East Lake. So, sit back, relax, and let’s embark […]

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  • The Importance of Early Home Buying Planning: 6-8 Months to Secure Your Dream Home

    Purchasing a home is a significant milestone that requires careful planning and preparation. Whether you’re a first-time homebuyer or a seasoned investor, starting the home buying process well in advance can be crucial to securing your dream home. Let’s discuss the importance of early home buying planning and why it’s essential to begin planning to […]

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  • home warranty vs home insurance

    Home Warranty vs. Home Insurance: What’s the difference?

    When it comes to protecting your home, it’s essential to have the right coverage in place. However, understanding the distinction between a home warranty and homeowners insurance is crucial. Both offer valuable protection, but they serve distinct purposes and cover different aspects of homeownership. Let’s explore the fundamental differences between a home warranty and homeowners […]

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  • 5 ways to increase your homes value and help build equity

    5 ways to increase your homes value and help build equity

    For many homeowners, a house is not just a place to live but also a valuable asset. Building equity in your home is a crucial step toward long-term financial stability. Building equity in your home is a crucial step toward long-term financial stability. Equity is the difference between the market value of your property and […]

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  • 4 Benefits of Using a VA Loan to Buy a Home

    Purchasing a home is an important milestone for many individuals and families, but it can also be a complex and costly process. Fortunately, for eligible veterans and active-duty military personnel, a VA loan offers a range of benefits that can make the dream of homeownership more attainable. There are 4 Benefits of using a VA […]

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  • Breaking the Myth: You Don’t Need to Put Down 20% to Buy a Home

    Purchasing a home is a dream shared by many, but one major misconception often holds people back: the belief that a hefty 20% down payment is necessary to make homeownership a reality. Fortunately, times have changed, and the real estate landscape has evolved to accommodate a more flexible approach to financing. Let’s break the myth […]

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  • mortgages for teachers and educators

    Mortgages for Teachers and Educators

    As a teacher, you may be struggling to save up for a down payment on a home. Fortunately, there are programs available that can provide down payment assistance specifically for educators! Here’s what you need to know about mortgages for teachers and educators! Learn about Mortgages for Teachers and Educators What is down payment assistance? […]

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  • fico change

    What the new FICO scoring system means for homebuyers

    It’s important to remember that media clickbait can sometimes be misleading, and we shouldn’t always take them at face value. ⁠A recent example of this is the headlines surrounding changing fees on mortgages. While some media outlets may have sensationalized the story by using alarmist headlines, the truth is that mortgage fees do change from […]

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  • 5 hidden costs of buying a home

    5 Hidden Costs of Buying a Home

    Realtor.com surveyed homebuyers and 44% of them reported that they weren’t aware of all the costs associated with buying a home. Let’s explore five of these hidden costs in detail: closing costs, moving costs, home inspection, title insurance, and potential renovations. 5 hidden costs of buying a home Closing Costs – Closing costs are fees that […]

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