Guiding you to financial freedom through real estate investing & ownership
Purchasing a home is a significant milestone that requires careful planning and preparation. Whether you’re a first-time homebuyer or a seasoned investor, starting the home buying process well in advance can be crucial to securing your dream home. Let’s discuss the importance of early home buying planning and why it’s essential to begin planning to […]
When it comes to protecting your home, it’s essential to have the right coverage in place. However, understanding the distinction between a home warranty and homeowners insurance is crucial. Both offer valuable protection, but they serve distinct purposes and cover different aspects of homeownership. Let’s explore the fundamental differences between a home warranty and homeowners […]
Purchasing a home is a dream shared by many, but one major misconception often holds people back: the belief that a hefty 20% down payment is necessary to make homeownership a reality. Fortunately, times have changed, and the real estate landscape has evolved to accommodate a more flexible approach to financing. Let’s break the myth […]
As a teacher, you may be struggling to save up for a down payment on a home. Fortunately, there are programs available that can provide down payment assistance specifically for educators! Here’s what you need to know about mortgages for teachers and educators! Learn about Mortgages for Teachers and Educators What is down payment assistance? […]
It’s important to remember that media clickbait can sometimes be misleading, and we shouldn’t always take them at face value. A recent example of this is the headlines surrounding changing fees on mortgages. While some media outlets may have sensationalized the story by using alarmist headlines, the truth is that mortgage fees do change from […]
Realtor.com surveyed homebuyers and 44% of them reported that they weren’t aware of all the costs associated with buying a home. Let’s explore five of these hidden costs in detail: closing costs, moving costs, home inspection, title insurance, and potential renovations. 5 hidden costs of buying a home Closing Costs – Closing costs are fees that […]
Overwhelmed by the clickbait? Looking for information from an industry professional? Check out what one of our favorite lenders, Rob Downs, has to say and his game plan for 2023! He’s letting us know that lower rates are indeed coming and wants YOU to be ready! Check out what Rob Downs with Southstate Bank has […]
There is so much to consider when preparing to purchase a home. If you’ve never done it before the whole process can be daunting. Here at Sage & Cedar, “educate” is our middle name. So let’s take a look at 4 items you’ll need to collect before applying for a home loan. Let’s take a […]
January is a great time to set goals for the upcoming year, especially the goal of a home purchase! If you find yourself on the fence, and are unsure of what to do, here are 3 reasons to buy a home in 2023! 3 Reasons to Buy a Home in 2023 01. Evening out home […]
Interested in purchasing an investment property, but don’t know where to start? We are here to break it down for you! Let’s take a look a 6 steps to buy your first investment property! 6 steps to buy your first investment property 01. Decide on a price point – A good rule of thumb is […]